Top 5 Kisan Yojana April 2025 – PM Kisan, KCC, PMFBY & More

5 Kisan Yojana April 2025

Top 5 Kisan Yojana April 2025

By April 2025, many new government schemes had been announced for the country’s farmers, which are proving to be helpful in increasing their income, protecting their decisions, and providing cheap credit facilities.

In this blog, we will tell you which are the top 5 Kisan Yojana April 2025, what their latest update is, and how farmers should apply – everything in a simple and practical way.

As an agriculture student, I regularly analyze government schemes. I made this list after talking to farmers, studying PIB reports, and studying Budget 2025 announcements. If you are a farmer or are associated with the agriculture field, then this post will be very useful for you.

1. PM Dhan Dhanya Krishi Yojana 2025: The most powerful scheme for farmers this month!

PM Dhan Dhanya Krishi Yojana

PM Dhan-Dhanya Krishi Yojana has been announced in the Union Budget 2025-26. Its main focus is to increase crop productivity, secure farmers’ income, and promote smart farming tools. This scheme can prove to be a game-changer for small and marginal farmers.

Every farmer will definitely get these 5 benefits in April 2025!

  • Farmers will get free or subsidized Beej and Jaivik Khad
  • Subsidy on smart irrigation tools like drip & sprinkler systems
  • Krishi Input Training & Workshop will be organized in rural areas
  • Financial support will be provided in every quarter through Direct Bank Transfer
  • Crop insurance and weather advisory services included

Eligibility Criteria for PM Dhan Dhanya Krishi Yojana

Eligibility Criteria
Details
Citizenship
Applicant must be an Indian citizen
Landholding
Small/Marginal farmer (up to 2 hectares)
Age Limit
18 to 60 years
Aadhaar Linking
Aadhaar card must be linked with bank account
Previous Scheme Defaulter
Not eligible if defaulted in any govt. agri-loan

How to apply PM Dhan Dhanya Krishi Yojana

One can apply both offline and online. The process is simple:

Online Process:

  • Visit official portal: agricoop.gov.in
  • Click on the “PM Dhan-Dhanya Krishi Yojana” section
  • Fill out the registration form and submit it
  • The application is approved after Aadhaar verification
  • After approval, confirmation is received through SMS and email

April 2025 Latest Update PM Dhan Dhanya Krishi Yojana

  • In the April 2025 update, an additional budget of ₹3,000 crore has been allocated
  • Rollout has started in pilot states like Madhya Pradesh, Maharashtra and Odisha
  • The mobile app has been launched through which farmers will easily get status and scheme updates
  • Full India-level implementation of the scheme is expected by July 2025

2. PM-Kisan Samman Nidhi Yojana 2025: Direct benefit of ₹ 2000 every 4 months

PM-Kisan Samman Nidhi Yojana

PM-Kisan Samman Nidhi Yojana is a direct income support scheme in which eligible farmers are given an amount of ₹ 2000 every 4 months through direct bank transfer (DBT). This scheme is for small and marginal farmers who have up to 2 hectares of land.

5 benefits of PM Kisan Yojana

  • Financial support of ₹6000 every year without any brokerage
  • Help in buying seeds, fertilizers and farming inputs
  • Direct bank transfer maintains transparency
  • Aadhaar-linked system, which avoids fraud cases
  • Application tracking and status checking are easy with PM the Kisan mobile app

PM-Kisan Yojana: Eligibility Criteria

Eligibility Condition
Details
Nationality
Must be an Indian Citizen
Landholding
Up to 2 hectares (as per land records)
Land Owner
Name must be in land ownership record
Aadhaar Seeding
Aadhaar must be linked to bank account
Income Tax Payer
Not eligible if paying income tax
Government Employees
Not eligible if working in Govt. job (Class I–IV)

How to apply for PM - Kisan Yojana 2025

  • Online Application Process:
    Visit https://pmkisan.gov.in
  • Click on “New Farmer Registration” on the homepage
  • Verify Aadhaar number, state and fill captcha
  • Fill in full details (land, bank, personal info)
  • After submitting, you will receive an acknowledgment

Latest update of April 2025

In April 2025, the government announced the release of the 15th installment. For those farmers who have already been verified:

  • An amount of ₹2000 will be transferred to the bank account from 10th April
  • E-KYC is now compulsory (last date: 7 April 2025)
  • New features have been added to the PM-Kisan mobile app, like installment history, status tracker, etc.

Pro Tip for Kisan Bhaiyo:
If your PM-Kisan status is showing “FTO Generated” or “Payment Under Process,” then don’t worry. Payment processing sometimes takes 7-10 days.

3. 💳 Kisan Credit Card (KCC) Scheme 2025: Loan of ₹ 1.60 lakh without guarantee for farmers!

Kisan Credit Card (KCC) Yojana is a government scheme that provides short-term agriculture loans to farmers so that they can get better seeds, fertilizers, pesticides, and irrigation facilities. In this scheme, only 4% interest is given on the loan if repayment is done on time.

5 great benefits of Kisan Credit Card

  • Loans up to ₹1.60 lakh without any collateral
  • Only 4% interest rate, subsidy on timely repayment
  • Cardholder farmer can withdraw cash or check from bank
  • Insurance coverage is also included—both for crops and life
  • The credit limit is automatically revised every 5 years (if repayment is correct)

KCC Scheme Eligibility Criteria 2025

Eligibility Point
Details
Applicant Type
Farmers (individual/joint borrowers/self-help groups)
Age Limit
18 to 75 years
Land Ownership
Must have cultivable land (self-owned or leased)
Credit History
Should not be a defaulter in any other bank/loan
Existing Loan Holders
Can also apply (for converting to KCC)

How to get a KCC card—step by step process

💻 Apply online (through pmkisan.gov.in)
Visit: https://pmkisan.gov.in

  • Click on the “Apply KCC” option on the Home
  • Login by entering Aadhaar number
  • Fill out the online form and upload the required documents
  • You will get a tracking ID after submitting your application

How to apply offline For KCC

  • You should visit the nearby cooperative, nationalised or regional rural bank
  • Fill out the application form, attach the documents and get it verified from the bank
  • After form approval, the card is issued within 15–20 days

🗓️ Latest Update of April 2025 – KCC Yojana

Some new changes were announced in the rules of KCC Yojana in April 2025:

  • fast-track approval process for PM-Kisan beneficiaries
  • NABARD has launched a mobile-based verification system for making digital KCC cards
  • Women farmers are being given benefits up to an extra ₹20,000 credit limit
  • eKYC has become mandatory—last date: 15 April 2025

4. PM Crop Insurance Scheme 2025: Complete Crop Insurance at just 2% premium

PM Crop Insurance Scheme

PM Fasal Bima Yojana (PMFBY) is a government insurance scheme whose aim is to provide financial security to farmers against crop losses. In this, full compensation for losses caused by natural calamities, pest attacks, and heavy rains is given by taking a nominal premium every season.

5 Major Benefits of Pt Crop Insurance Scheme

  • Only 2% for Kharif crops and 1.5% premium for Rabi
  • Full compensation for natural disasters like drought, flood, cyclone
  • Post-harvest loss and localized calamities are also covered
  • Direct compensation transfer to bank account (DBT)
  • Transparent system—claim tracking possible through app and portal

PMFBY Eligibility Criteria

Criteria
Details
Applicant Type
All Indian farmers (loanee & non-loanee)
Crop Type
Notified crops only (Kharif, Rabi, Commercial crops)
Land Ownership
Owner cultivators and tenant farmers eligible
Bank Account
Active bank account required for claim transfer
Aadhaar Linkage
Mandatory from 2023 onwards

📝 How to Apply for PMFBY – Full Process

🖥️ Apply Online via Portal
Visit https://pmfby.gov.in

  • Go to “Farmer Corner” and choose “Apply for Crop Insurance.”
  • Fill Aadhaar, bank and land details
  • Select Notified crops and season
  • Pay premium and download receipt

🏦 Apply Offline via Bank/CSC
You can go to the nearest CSC, bank branch, or Krishi Vigyan Kendra and fill out the form

  • After verifying the documents, the form has to be submitted
  • Confirmation is received through SMS and Email

Latest Update of April 2025 – PMFBY

🔔 In April 2025, the government released some new changes and notifications:

  • PMFBY mobile app has been updated—now crop photo + geotagging is compulsory
  • e-KYC has become mandatory for all applicants (Last Date: 20 April 2025)
  • This time, the coverage amount has been increased to ₹80,000/acre for rainfed crops
  • Real-time weather alert integration has also been started via app notifications

PM AASHA Yojana 2025: Guaranteed Solution to MSP!

The full form of PM-AASHA is “Pradhan Mantri Annadata Aay Sanrakshan Abhiyan”, which was launched in September 2018. It aims to make the system of selling crops at Minimum Support Price (MSP) transparent, and farmers should not suffer losses in the market. Till April 2025, this scheme is focusing on 23 MSP crops.

5 benefits of PM AASHA Schemes

  • MSP guarantee for 23 major crops (like pulses, oilseeds, and coarse grains)
  • If farmers want, they can sell their crops in the market or at the procurement center
  • Direct payment to farmers’ bank account
  • Private players can also participate in procurement
  • Benefit of Price Deficiency Payment—MSP will be available even if the market price is low

PM-AASHA Eligibility Criteria

Criteria
Details
Kisan Type
Small, marginal, & large farmers are eligible
Crop Type
Only MSP-notified crops (mainly pulses & oilseeds)
Land Ownership
Landholding  agreement must
Sale Timing
notified procurement season crop
Aadhaar-Bank Linkage
Aadhaar linked active bank account required

How to apply in PM AASHA Schemes – Complete Process

🖥️ Apply Online via State Procurement Portal
Visit your state’s agriculture marketing portal

  • Go to the Farmer registration section and fill in your crop and land details
  • Verify Aadhaar and bank account
  • Select MSP crops and submit the application
  • The schedule will be available after selecting the Procurement Center

🏢 Apply Offline – From Procurement Center
Farmers can go to the nearest mandi or procurement center and get registered

  • Identity proof and land details have to be submitted
  • Payment on MSP is received directly after the crop quality test

🗓️ April 2025 PM -AASHA Update

📢 Some new updates have been announced under the scheme in April 2025:

  • 4 new pulses have been added to the 23 MSP crops (like Tur, Moong, Urad)
  • Digital procurement receipt system has been started—updates will be available through SMS
  • A separate procurement window has been opened for women farmers
  • The Price Deficiency Payment component has been further simplified
  • Real-time mandi price tracking is now available in the scheme via the Agmarknet portal

Conclusion: Take full advantage of schemes now!

These top 5 Kisan Yojana of April 2025 have been created to increase your income, reduce risk, and make farming sustainable. Whether you want direct money (PM-Kisan), loans without stress (KCC), or crop protection cover (PMFBY), everything is covered here.

🧑‍🌾 Farmer brothers and sisters, now is the time to make smart use of digital tools and government schemes. The application process of every scheme is easy—you just have to be a little proactive.

👉 Share this blog with your fellow farmers, and keep connecting with agrigramodaya.com for new updates!

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